Finance your home improvement projects with LightStream, the nation's premier online consumer lender.
Not only are you getting low rates, flexible terms, and no fees, but the entire process from start to finish is undeniably simple.

When you finance with LightStream, your good credit will be rewarded.

Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process.
That's what LightStream delivers, so you can improve your home without breaking your budget.

You're in control of your LightStream loan.

Financing with LightStream means you can choose payment terms that fit your budget.
Get a home improvement loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier.

Whole project funding. No fees. No home equity requirements.

When you finance with LightStream, you don't have to deal with fees, prepayment penalties, appraisals, or home equity requirements.
LightStream is focused on making the process seamless without giving you hoops to jump through.

Get your funds, fast.

LightStream's easy, online application process is followed by quick funds.
When you fill out your application and complete all of your loan information by 2:30 pm EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.